Don't automatically renew COBRA.
Before you pay another COBRA premium, compare your options. Many people find private PPO coverage for far less — with the same or better benefits.
- PPO plans available nationwide
- Often less than COBRA premiums
- Free, no-pressure plan review
- Same or better coverage for those who qualify
Let's find your coverage
Start with your state.
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Plans from nationally recognized carriers
COBRA
$1,040/ month
Private PPO
$460–$550/ month*
Potentially over
$6,000
saved per year
*Examples shown for illustration only. Individual rates vary by age, location, and circumstances.
COBRA Ending Soon?
Private PPO vs. COBRA
COBRA lets you keep your former employer's plan, but you pay the full premium — often over $1,000 a month — and it only lasts up to 18 months. A private PPO plan can offer comparable coverage for less, and it's coverage you own.
The Difference
Compare before you decide
Staying on COBRA
- Premiums often $1,000+ per month
- You pay the full employer cost
- Coverage ends in 18 months
- No one shopping for a better deal
Private PPO Alternative
- Plans starting around $460/mo*
- Keep a broad nationwide PPO network
- Coverage you own — not your old employer
- A licensed advisor compares it free
How Does Your Plan Compare?
Private PPO vs. COBRA
Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.
FAQs
Frequently asked questions
Not always, but it frequently is — because you pay the full premium. Comparing the two is the only way to know your savings.
Yes. You can leave COBRA when you find other coverage; an advisor can help you switch smoothly.
You generally have 60 days to elect COBRA — a good window to compare it against a private PPO first.
Often yes, since PPO networks are broad. Your advisor can confirm your doctors are in-network before you switch.
Find out what you qualify for today
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